Chrysler Dodge Jeep Ram of Utica

Finance Department

Finance Center Finance Center
Finance Center
Are you ready to drive home your dream car? At Chrysler Dodge Jeep Ram (CDJR) of Utica, we understand that finding the perfect vehicle is the first step. We're proud to introduce you to our finance center, where your automotive dreams become a reality.
We strive to work with each customer to ensure their satisfaction. We have financed customers from all over Yorkville, Utica, Rome, Hamilton, and Oneida, NY. Whether you’re down the road or an hour away, we’ve got you covered! Continue reading to find out more about how we can be of service throughout the financing process.
Couple Financing a Car
Getting Keys to New Car
Automotive Financing
Welcome to the Finance Center
When you step into our finance center, you'll be greeted by our team of experienced professionals dedicated to making your car-buying experience as seamless as possible. These friendly finance managers work with people from all over the region to ensure our customers get the right finance program at the most competitive rates. They will take the time to understand your unique needs and financial situation, ensuring you get a financing plan that fits like a glove. Whether you're a first-time buyer or a seasoned automotive enthusiast, our finance center is here to assist you every step of the way!
Couple Exploring Online Finance Tools  
Online Financing Tools and Resources

In today's digital age, convenience is key. It’s for this reason that we offer a range of useful online financing tools and resources that help make it easier to streamline your car-buying journey. For example, our website provides a user-friendly interface where you can explore the Payment Calculator to successfully narrow down your options according to the ones that make the most sense for your specific financial situation. Do you plan to trade in the vehicle you’re driving now?  If so, you can use the Value Your Trade tool to estimate your trade-in value. When you take a moment to fill out the secure Finance Application, you can get a head start on being pre-approved.

Reviewing Lease Options  
Lease and Finance Offers

FHere in our finance center, our team understands that every budget is unique. That's why we are proud to offer an extensive variety of lease and finance offers that cater to a wide range of preferences and financial situations. Whether you're looking for low monthly payments, attractive interest rates, or flexible lease terms, we’re confident that our finance center staff can tailor a solution that aligns with your goals. Our team will work diligently to ensure you get the best deal possible!

Buying vs Leasing
One of the most common questions that we encounter is whether it’s better to buy or lease a vehicle. It's a decision that depends on your lifestyle, driving habits, and long-term goals. Buying provides the satisfaction of ownership, with no mileage restrictions. On the other hand, leasing offers lower monthly payments and the opportunity to drive a new car more frequently. Our finance center specialists will be happy to walk you through the pros and cons of each option, helping you make an informed choice that suits your needs.
Visit Our Finance Center Today
Your dream car is just a visit away! The CDJR of Utica finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. If you call Utica, Rome, Hamilton, Oneida, or Yorkville, New York, home, we invite you to come and experience exceptional service and expertise.
Whether you're seeking financing for a brand-new model or a quality pre-owned vehicle, our team is here to assist you. We're dedicated to making your car-buying journey as enjoyable as driving off our lot in your new car! Contact us today to schedule a good day and time to pay us a visit.
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How Is Your Credit?
Whether it is perfect or not exactly what you would like it to be, we can custom design the right financing package for your next vehicle purchase.
 
Best "I never miss a payment!"

 

The Chrysler Dodge Jeep Ram of Utica loan process can help you find the best interest rate for your next vehicle purchase.

We have hundreds of new and used Chrysler Dodge Jeep Ram vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up-to-date rates.

 
 
OK "I've missed a payment or two."

Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Chrysler Dodge Jeep Ram vehicles currently available for immediate delivery.

 
 
Not So Good "I need to rebuild my credit..."

Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our FREE credit application online.

Once the application is completed, the Chrysler Dodge Jeep Ram of Utica finance team will put together a loan package that is tailored specifically for you.